Infrastructure for the circle

The trust is already there. Give it structure.

RAITON gives savings circles one shared plan—every member, contribution, round, and payout clear enough for everyone to follow.

Get early accessSee how it works

No lending. No investment advice. RAITON does not hold member funds.

Your circle

Bamenda Njangi

On track
Contribution$200
This round8 of 8
Next payoutSep 12
Amah A.$200Paid
Fru C.$200Paid
Nji B.$200Pending
Che F.$1,600Payout

Illustrative product state. RAITON records the circle; members move money outside the standard service.

08members
one visible plan
Next turnChe F. · Sep 12

Old systems. Clearer records.

  • Njangi
  • Susu
  • Chit
  • Tanda
  • Paluwagan
  • Hui

Three easy steps

Set up the circle once. Keep every round clear.

  1. 01

    Download RAITON

    The circle planner creates the shared plan in the RAITON app.

    Get early access
  2. 02

    Invite members by text

    Add the amount, schedule, and payout order. Members join by SMS—no app required.

  3. 03

    Track every round

    See recorded and pending contributions, send reminders, and preserve the circle’s history.

Friends lying together in a circle outdoors and smiling
“My mom has done this her whole life. Nobody wrote anything down, and it still worked. Imagine what it does with receipts.”
Member interview #41Community savings circle, Maryland
See what circles can plan for

Enter the RAITON world

One infrastructure.
Different ways in.

01 / Product

See the system.

Plan the circle, run each round, and keep the history visible.

Explore Product Four backpackers standing beside a rural road with their thumbs raised02 / Use cases

See your people in it.

Travel, books, mutual aid, major purchases, and the plans circles make possible.

Explore the stories
03 / For planners

The role finally has a tool.

For the person who steps up, keeps track, and gets the plan moving.

Enter the planner room

A clear boundary

RAITON records the circle.
It never holds the money.

Members send funds through the method their circle chooses. RAITON coordinates the plan, status, reminders, and shared record.

Read the trust model